The envelope budgeting method divides cash into labeled envelopes for groceries, gas, and entertainment, and once an envelope is empty, spending in that category stops until the next payday. Critics call it clumsy in an age of cards and apps. Supporters answer that clumsiness is the point: a card swipe carries no physical reminder of what remains, while an empty envelope does. Several banking apps now offer a digital version, letting users assign portions of a balance to virtual envelopes that track down to zero the same way the paper ones do.
According to the passage, what happens once an envelope is empty?
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Correct answer to question 67 (Paragraph Comprehension): Spending in that category stops until payday
Method
The first sentence states directly that once an envelope is empty, spending in that category stops until the next payday.
Updated: November 2026
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